Louise Claro is one of the UK’s leading expert financial advisers in high value Personal Injury and Clinical negligence settlements and has genuine experience in dealing with the issues arising with periodical payments, structured settlements and conventional lump sum awards for both Patient and Non-Patients cases. Her team includes the support of actuarial and technical staff who are able to provide a full service to both Claimants and their legal teams in the viability assessment of periodical payments and conventional lump sum awards under the requirements of CPR Part 41. Following the provisions of the Courts Act 2003, early consideration of periodical payments is prescribed under Civil Procedures Rules. The issues of indexation were highlighted in A-v-B in which Louise provided expert advice and the Thompstone and associated cases judgement led to an Appeal to the House of Lords by the Defendants only to be later withdrawn early June 2008. In October 2007, the OPG (Office of the Public Guardian) and Court of Protection was re-organised. It is now essential that Deputies (acting on behalf of Patients) seek financial advice on the investment options available to them and consider their obligations under both Extended General Orders and Restricted General Orders. Case instructions are typically in the region £1m - £5m and we are able to assist in the following;

Consideration and investigation of periodical payments in accordance with CPR Part 41;

Regulated independent financial advice in consideration of post settlement conventional lump sum award planning;

Assistance to Patients, Minors and their Deputies who wish to consider investment advice;

Assistance to Lay or Professional Trustees in consideration of suitable injury Trusts and investment planning of damages;

Financial and taxation advice to full time carers and gratuitous carers.

For a no-obligation discussion or to seek further references please call 01565 756199 or E Mail louise@multiplex.org.uk “The Financial Service Authority does not regulate taxation and trust advice.”